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Business Financing Advice Saratoga CA

Learn some great tactics to getting more for your money and clearing up that credit card debt. I’ve worked with over 600 different technologies and more than 300 entrepreneurs. Almost all of them who are trying to breathe life into a new business think they have a money problem.

Randall May
Randy May Financial Planning

(408) 879-2363
1999 S. Bascom Avenue, Suite 700
Campbell, CA
Ted George
George Financial Advisors

(831) 438-6000
1999 South Bascom
Campbell, CA
Robert Sullivan
Sullivan & Serwitz

(650) 949-2221
779 Altos Oaks Drive
Los Altos, CA
Joseph Alfonso
Aegis Financial Advisory

(408) 689-8211
3333 Bowers Avenue, Suite 130
Santa Clara, CA
Joel Shaps
Bedrock Capital Management, Inc.

(650) 964-7024
5050 El Camino Real, Suite 204
Los Altos, CA
Janet Wan
Sierra Pacific Financial Advisors

(510) 438-6878
19925 Stevens Creeks Blvd.
Cupertino, CA
Rodney Wade
Wade Financial Advisory, Inc.

(408) 369-7399
2105 South Bascom Avenue, Suite 110
Campbell, CA
Michael Chamberlain
Chamberlain Financial Planning LLC

800-347-1340
900 E. Hamilton Ave. Suite 100
Campbell, CA
Jenna Hung
LifeStream Financial, Inc.

408-657-6880
5201 Great America Parkway, Suite 320
Santa Clara, CA
Fern Alix LaRocca
Advanced Financial Designs

(415) 819-3065
P. O. Box 4067
Mountain View, CA
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Smart Money Strategies

I’ve worked with over 600 different technologies and more than 300 entrepreneurs. Almost all of them who are trying to breathe life into a new business think they have a money problem.

The funny thing is that as I look back on my own ventures and realize that, if anything, my problems stemmed from too much money rather than too little.

Too much money is not always a good thing

My biggest mistake has been to see some initial success with a venture and then go full bore - scaling up far too early. Had I had less money, and more street-smarts, I would’ve held back.

So often, that initial success turns into a nightmare if you scale up too fast. In my first startup, at age 15, the product was defective and was returned by all of my customers. In several businesses since then, sales went very well and I hired 10, 20, as many as 30 salespeople, only to have all the problems of fulfillment and delivery that were not anticipated make the whole thing blow up in my face. Laying off 30 people is no fun. I don’t plan to make that mistake more than once.

I also remember the time that I raised $14 million in venture capital from some very prestigious firms. One of the name partners, a man who is extremely famous, even put some of his private money in. And then they pressured us to spend the money aggressively. I’m not kidding. As twisted as it sounds, we had to have a "burn rate" that was high enough to justify that fat bank account.

In reality, though, most people don’t rela...

Author: Richard Geller

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